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Terms of Purchase



By clicking “Buy Now,” “Purchase,” or any other phrase on the purchase button, entering your credit card information, or otherwise enrolling, electronically, verbally, or otherwise, or receiving any materials FREE as a promotional or winnings at events, You (“Customer” or “You”) agree to be provided with products, programs, or services by PAULA A. BELL CONSULTING, LLC (“Company”), and you are entering into a legally binding agreement with the Company, subject to the following terms and conditions:

  1. TERMS.

  • Upon execution of this Agreement, electronically, verbally, or otherwise, the Company agrees to provide services in accordance with the Career Preparation And Development™ Program and Template Products.

  • The scope of products and services rendered by the Company pursuant to this Agreement shall be solely limited to those contained therein and/or provided for on Company’s Website found at: (“Website”) as part of the specific Templates (“Templates”), Career Preparation And Development™ Program (“Programs”), the Intercultural Development Inventory Assessment (“Assessments”), and/or any of the Coaching Packages (“Coaching”) selected by the Customer.

  • Customer is responsible for his/her own success and implementation of objectives met.   

  • The above-mentioned templates, programs, and coaching include the following:  

    • Templates: Individual templates in the areas of business analysis, life coaching, and/or career development

    • Programs: Includes the Career Preparation And Development™ Program which includes: course material (videos, scripts, templates, resources), and bonuses offered at the time.

    • Assessment: Includes the Intercultural Development Inventory Assessment, Assessment report, and action plan document.

    • Coaching: Includes the Accountability Membership Program (AMP), Coaching Membership Program (CMP), Leadership Coaching Programs (LCP) (Executive Coaching, Senior Level and Vice President Level Coaching, and the Mid-Level Manager Coaching)


Through purchase herein, the Customer receives one single-use license of the contents within the Templates, Programs, Assessment, Course, and/or Coaching service selected. Customer does have permission to edit the non-PDF templates with his/her own branding for their personal use, but not for resale. Customer may personally utilize the Templates and share them with team members and/or stakeholders for purposes of achieving customer, and/or personal goals; but may not give any content of the templates, program (includes videos, scripts of those videos, and other content not related to the templates), assessment or outputs of documentation from coaching, courses, and/or programs and products, to team members or a third party for their use or resale. Sharing any user IDs or information in regard to the Courses, Programs, and/or Assessments is strictly prohibited and could result in legal and financial consequences incurred by the Customer.  Repurposing any videos, scripts, templates, products, programs, or any documentation outside of the brand of Paula A. Bell Consulting, LLC and/or Paula A. Bell/Paula Bell is strictly prohibited and could result in legal and financial consequences incurred by the customer.  


  • Upon execution of this Agreement, Customer agrees to pay to the Company the full purchase amount.  

  • If Customer is dissatisfied you may request a refund via email at based on the services below:

    • Templates – there are no refunds on templates, or template bundles, once purchased.  

    • Programs – for the Career Preparation & Development Program you have 21 days from the date of purchase to request a refund.  Any request after 21 days will not be honored unless determined otherwise by the Company.  If Customer chooses the payment plan and cancels the payment plan during the Program the Customer will not receive the remaining program that is not paid for.  

    • Assessments – there are no refunds on the assessments

    • Courses

      • Self-Serve On-Demand Courses​ - You have 7 days from the date of purchase to receive a full refund if not pleased with the course. 

      • Career Preparation and Development Course - You have 21 days from the date of purchase to receive a full refund if not pleased with the course.

    • Membership Programs

      • Coaching Membership Program (CMP) - there are no full, or partial, refunds on this program.  Customer can cancel their membership at any time. 

      • Accountability Membership Program (AMP) – if customer is not satisfied within 14 days of purchase we will make it right or offer a full refund.

      • Life Coaching Membership Program (LMP) - there are no full, or partial, refunds on this program.  Customer can cancel their membership at any time. 

      • Life Coaching Program (LCP) - there are no full, or partial, refunds on this program.  Customer can cancel their membership at any time. 

      • BA Coaching Connection (BACC) - there are no full, or partial, refunds on this program.  Customer can cancel their membership at any time. 

      • Coaching Packages – there are no refunds on ANY type of coaching package once sold.  Customer is responsible to make full payment or fulfilling their payment plan based on the statement of work. The reason there is no refund is because you will receive digital information shortly after payment.

    • Group Fitness Programs

      • Group Fitness Programs - this is a subscription-based, or pay-by-class payment structure.  There are no full, or partial, refunds on this program.  Customer can cancel their membership at any time and will receive access through the end end of the month of their subscription. 

  • ​​After the refund time period, refunds will be given at Company’s discretion only.

  • DISPUTES: By filing a dispute on a transaction, you acknowledge and agree that this is the only dispute that you may file in connection with the product or service purchased through our platform. You understand that once a dispute is filed, you cannot file any additional disputes on the same product or service. You further acknowledge that filing a dispute does not relieve you of your obligation to pay for the product or service, unless and until the dispute is resolved in your favor. If you file a dispute in bad faith, we reserve the right to terminate your account and pursue any other legal remedies available to us.


By purchasing the Template, Programs, Assessments, or Coaching, Customer acknowledges that the Company is not providing financial, legal, or other professional advice. The content provided does not replace the use of a qualified professional. Customer acknowledges that Company has not, and does not, make any representations as to a future outcome of any kind that may be derived as a result of the use of these Templates, Programs, Assessments, Coaching, Company’s Website, or other programs, products, or services.

Any testimonials, earnings, or examples shown through Company’s website are only examples of what may be possible for the Customer. There can be no assurance as to any particular outcome based on the use of the Company’s templates, resources, and/or other content. 

The Company may provide the Customer with information relating to products or services that the Company believes might benefit the Customer, but such information is not to be taken as an endorsement. The Company is not responsible for any adverse effects or consequences that may result, either directly or indirectly, from any information or services provided by a third party.


Customer acknowledges that group sessions and/or training may be recorded. Customer also acknowledges that the recordings, and therefore Customer’s voice and/or likeness, may be redistributed and/or resold at a later date as part of a separate package sold by the Company.


This Agreement is considered a mutual non-disclosure agreement. Both Parties agree not to disclose, reveal or make use of any information learned by either party during email communications, sessions, or otherwise. Company may have access to Customer’s business information for the purposes of fulfilling the Agreement only and will not share this information with any third parties unrelated to that purpose.  Customer acknowledges that transmitting information through email communications is not a secure platform although the Company will do its best to keep all information secure.  The Company agrees not to disclose any information about the Customer’s business model, processes, systems, or financial information of any kind. Customer acknowledges that the Company may share confidential information with Company’s coaches, contractors, or representatives solely for the purpose of fulfilling the obligations of this Agreement. All information will be considered confidential and not to be disclosed unless otherwise agreed in writing beforehand. Both Parties agree that any and all Confidential Information learned as of the date of purchase shall survive the termination, revocation, or expiration of this Agreement. 


In respect of the documents specifically created for the Customer as part of this Coaching and Assessments, the Company maintains all of the copyright, other intellectual property rights, and any other data or material used or subsisting in the Material whether finished or unfinished. Nothing in this Agreement shall transfer ownership of or rights to any intellectual property of the Company to the Customer, nor grant any right or license other than those stated in this Agreement. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the content within the Coaching and Assessments, in whole or in part without our prior written consent. 


The Parties agree and accept that the only venue for resolving a dispute shall be in the venue set forth herein below. The Parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither Customer nor any of Customer’s associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize, or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its programs, affiliates, subsidiaries, employees, agents or representatives.


The information, education, and other content provided to the Customer by the Company under this Agreement are provided on an “as-is” basis, without any warranties or representations express, implied, or statutory; including, without limitation, warranties of quality, performance, non-infringement, merchantability or fitness for a particular purpose. Nor are there any warranties created by a course of deal, course of performance, or trade usage.


By using PAULA A. BELL CONSULTING, LLC products and services and purchasing either Templates, Coaching, Program, Courses, and/or Assessments, Customer accepts any and all risks, foreseeable or non-foreseeable, arising from such transaction. Customer agrees that Company will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of the Templates, Coaching, Program and/or Assessments. Customer agrees that the use of the Templates, Coaching, Program, and/or Assessments is at the user’s own risk.


If a dispute is not resolved first by good-faith negotiation between the parties to this Agreement, any controversy or dispute to this Agreement will be submitted to the American Arbitration Association. The arbitration shall occur within ninety (90) days from the date of the initial arbitration demand and shall take place via telephone. The Parties shall cooperate in exchanging and expediting discovery as part of the arbitration process and shall cooperate with each other to ensure that the arbitration process is completed within the ninety (90) day period. The written decision of the arbitrators (which will provide for the payment of costs, including attorneys’ fees) will be absolutely binding and conclusive and not subject to judicial review and may be entered and enforced in any court of proper jurisdiction, either as a judgment of law or decree in equity, as circumstances may indicate.


This Agreement shall be governed by and construed in accordance with the laws of the United States and the State of Iowa, regardless of the conflict of laws and principles thereof. If any part of this Agreement is deemed unlawful and/or unenforceable, all other provisions contained herein will remain in full force and effect.


This Agreement contains the entire agreement between the parties and supersedes all prior agreements between the parties, whether written or oral.

UPDATED: January 14, 2024

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